Skip to main content

Is It True That All Debts Are Supposed To Be Cancelled After Seven Years?


Is It True That All Debts Are Supposed To Be Cancelled After                                          Seven Years?
By: Anthony Joseph Hopkins / February 21, 2020
        Praise The Lord Saints!!  Praise The Lord!!  How are you doing today?  Fine, I hope.  I want to ask a very important question.  Is it true that all debts are supposed to be cancelled after seven years?  I am asking this question because I have a student loan from the University of North Caroline at Charlotte.  The total of my debt right now is $13,330 dollars.  I would like for everyone to please pray for me because the interest is compounded daily. 
       

Next, I want to say that I was enrolled in classes on August 21, 2003.  I ended up borrowing $3,500 dollars just to enroll for a semester of classes.  However, the University of North Carolina at Charlotte withdrew me after six weeks during the Fall Semester simply because I did not have my required vaccination shots.  Even though I enjoyed the classes that I have taken, but I could not attend classes for the rest of the Fall Semester. 

        Also, I went to my doctor at Americare Healthcare Clinic, which is located in Charlotte, NC for a DNA Tracking Test.  The test results revealed to me that I have had all of my required vaccinations.  Dr. Fidelis Edosowan told me that I have had all of my shots.  I thought about enrolling into Graduate School here in Dayton, Ohio at Wright State University. 


        Moreover, the Financial Aid Advisor stated that I was not able to enroll in any classes because my student loans are currently in default.  I did not expect to pay $13,330 dollars in student loan debts 17 years later.  I am really hurt because all of my other debts got cancelled after 10 years.  I know that I also have to pay a legal judgment of $1,115 dollars to the Mecklenburg County Court System in order to receive another apartment in the Charlotte, NC Area again.





       
In Addition, according to a Paralegal with the Lexington Law Firm, I really do not have any-more negative items on my current credit files.  It is that, I still want to know why my student loan debt did not get cancelled after seven- years.  Obviously, this debt has been bothering me for almost 20 years not.  The company that has my student loan debt in Collections is William and Fudge Collection Agency in Rock Hill, South Carolina.

 This company stated that I have to pay over $300.00 dollars per month.  Even though I am on a fixed income right now because I receive Social Security Disability of a total of $959.00 month.  I have informed an agent at William and Fudge that I can only pay $50.00 per month.  I really do not know exactly what they are going to do, but, I have to pray that I do not end up in jail by the end of this year.

        Finally, I want to inform all of you that in the New Testament, Romans 13:8 says: Owe nothing to anyone except to love one another.  I really love this Bible verse because love is what we all need in order to survive with Jesus Christ.  I know that my credit has varied from time to time.  The debts that I have accumulated over the years are my fault.  I have received things on credit without paying for them.  Therefore, I am a welsher.  I really cannot understand how my credit score is 665.  I really do not see it.  I still have debts to pay.  I do not understand why my student loan debt did not get cancelled?  I have to do something just to pay this loan off hopefully by the end of this year.

        Everyone, please keep me in your prayers.  If I have offended anyone by the content of this essay, I am very sorry for hurting everyone.  I am asking a question regarding consumer debt.

Comments

Post a Comment

Popular posts from this blog

Matthew 5:23-24

Matthew 5:23-24!! What does this means to all people?         Good Day Everyone!! This is an essay that pertains to the Beatitudes inside of Matthew 5 th -7 th  Chapters.  I have selected two of the Bible verses just to place emphasis.  First, I want to say that this is not very easy for some people to apologize to another person, especially after you have done something wrong to that person.  For me personally, I want to inform all of you that my baby brother called me a homosexual because I am responsible for paying my other brother and a friend’s phone bill each month.  I understand that my brother called me out of my name without just cause.         Next, I want to inform everyone that my brother was out of line for calling me out of my name.  I have confronted him about the problem, but he refuses to reconcile.  Therefore, I am praying for him each and every single day of the we...
Post a Comment
Read more

What is Forgiveness Part #2

  What is Forgiveness Part 2 By Anthony Joseph Hopkins May 8, 2021           Forgiveness Part #2 is simply about asking a very important question.   How many times shall I forgive my brother?   The answer is 70*7 = 490 times.   I will admit that I have to work on this issue myself.   This is simply because people has been cussing me out as of late.   I know that I have to forgive each person 490 times.     This is the truth.   I know that it is very hard for me to forgive each person 490 times.   I know that each person must forgive me a total of 490 times.   I have had one of my AA Sponsee cuss me out to my face.   I did not say or do anything to him personally. I have learned to become humble as of late.   I have more respect for other people’s feelings.   I am a sinner that needs grace and mercy. Next, I want to say that I have put up with a lot of crazy stuff f...
Post a Comment
Read more

Prison Reform

Skip to Main Content Post All Posts All Posts Federal Newsletters New Legal Pathways for Sentence Reduction, Appeals, and Prison Reform in 2025 Brandon Harper 6 hours ago 4 min read Rated 0 out of 5 stars. No ratings yet The landscape of post-conviction relief, sentencing reform, and criminal justice advocacy continues to evolve in 2025. With new Supreme Court rulings, legislative reforms, and legal challenges reshaping the way courts handle post-conviction cases, now is a critical time to explore opportunities for sentence reductions, appeals, and prison condition challenges. This article will break down key legal changes, major cases to watch, and new avenues that could provide relief for incarcerated individuals across the United States. Whether you're a family member advocating for a loved one or an individual seeking post-conviction relief, this guide will provide actionable information on recent developments that may impact your case. 1. Supreme Court Cases That Could Impact ...
Post a Comment
Read more